Millions of Americans rely on Social Security payments each month to cover essential expenses such as rent, groceries, medical bills, and utilities. As June 2025 begins, beneficiaries are once again looking to the Social Security Administration (SSA) for crucial updates, especially regarding the payment schedule. If you’re expecting a deposit on June 8, here’s everything you need to know.
Who Is Getting Paid on June 8?
While most Social Security payments are scheduled based on the beneficiary’s date of birth, June 8 is not a regular Wednesday payment date. Instead, this date is significant for a specific group: Supplemental Security Income (SSI) recipients.
Because June 1, 2025, falls on a Sunday, the SSI payment scheduled for that date will be disbursed earlier — on Friday, May 31. That means no SSI payments are actually sent out on June 1. However, some Social Security beneficiaries who receive other types of benefits, including certain long-standing recipients or those also receiving SSI, may see additional deposits or adjustments reflected around June 8, especially if issues delayed earlier payments.
Another group that may see a payment around June 8 includes:
- Beneficiaries living abroad, whose payments sometimes arrive later than U.S.-based recipients.
- Individuals receiving back pay or adjustments based on previous underpayments or cost-of-living adjustments (COLA).
Understanding the June Social Security Payment Schedule
To avoid confusion, here’s a breakdown of the Social Security payment dates for June 2025:
- May 31 (Friday) – SSI for June, paid early due to June 1 falling on a weekend.
- June 3 (Tuesday) – Payments for those who began receiving benefits before May 1997.
- June 12 (Wednesday) – Birthdays falling between the 1st and 10th of the month.
- June 19 (Wednesday) – Birthdays between the 11th and 20th.
- June 26 (Wednesday) – Birthdays between the 21st and 31st.
So, June 8 is not a standard SSA-issued payment date, but it may still appear as a posting date for certain banks or financial institutions, depending on processing delays or early deposits over the weekend.
Why Your Payment May Arrive Early or Late
Although the SSA maintains a consistent payment schedule, banking systems and federal holidays can affect the actual deposit date. Payments are typically posted on Wednesdays, but depending on your financial institution, the funds may arrive a day early or late.
This is particularly true for direct deposit users, where the SSA sends the payment to banks in advance, and banks release it according to their own schedules.
Here’s what can affect your payment timing:
- Bank holidays – No processing on federal holidays can delay deposits.
- Weekends – If your payment is due on a Saturday or Sunday, it’s often issued the preceding Friday.
- Bank-specific policies – Some banks offer early deposit features that post federal payments a day or two early.
What About the 2025 COLA Increase?
One of the most common questions beneficiaries have concerns the 2025 Cost-of-Living Adjustment (COLA). As of now, the COLA has increased benefits by 3.2% for 2025 — a smaller jump compared to 2023 and 2024, but still a vital adjustment given ongoing inflation.
Here’s how the average monthly payments look with the 2025 COLA:
- Retired workers: ~$1,885 per month (up from $1,848 in 2024)
- SSI individuals: ~$943 for individuals; ~$1,415 for couples
- Disabled workers: ~$1,537 per month
- Widows/Widowers: ~$1,773 depending on age and survivor status
If you’re unsure about your specific benefit increase, you can check your My Social Security account at ssa.gov or call the SSA directly.
What to Do If You Don’t Receive Your Payment
If June 8 passes and your payment hasn’t arrived but was expected, don’t panic. Here’s a simple action plan:
- Wait three business days – The SSA advises waiting at least three business days after the expected payment date.
- Check with your bank – Ensure your account information is correct and that the bank has no internal delays.
- Log in to your SSA account – Confirm the payment has been processed and sent.
- Contact SSA – If no payment appears and there are no updates, call 1-800-772-1213 (TTY 1-800-325-0778), available Monday through Friday from 8 a.m. to 7 p.m.
Tips for Managing Your Benefits in June
Managing your Social Security payments wisely can ease the burden of monthly bills and unexpected expenses. Consider the following:
- Set up direct deposit to avoid mail delays and fraud risks.
- Monitor your My SSA account for updates and changes.
- Use a budget tracker to plan for early or late payments.
- Stay informed about COLA news, Medicare premiums, and taxation of benefits.
Final Thoughts
While June 8 isn’t a standard issue date for Social Security payments, it still may be significant for some recipients depending on their situation. Staying informed about the Social Security Administration’s schedule, especially during months with weekend adjustments or holidays, helps avoid confusion and ensures timely financial planning. Always verify your payment status through official SSA channels and set up alerts with your bank to stay ahead.