Millions of low-income Americans who rely on the Supplemental Nutrition Assistance Program (SNAP) are seeing a welcome change this month: an increase in benefit amounts that could boost payments up to $2,156 for eligible households. This update comes as part of the October 2025 cost-of-living adjustment (COLA), aimed at offsetting the rising cost of food and essential goods nationwide.
Why the SNAP Increase Is Happening
The U.S. Department of Agriculture (USDA) annually reviews and adjusts SNAP benefits through a process that takes inflation and the Thrifty Food Plan into account. With food prices continuing to climb in 2025, this month’s SNAP benefit adjustment is designed to ensure recipients can continue to afford basic groceries, especially families with children, seniors, and disabled individuals.
The boost in SNAP benefits is already taking effect in several states and will continue to roll out throughout October 2025, according to local distribution schedules.
Who Qualifies for the Maximum SNAP Benefit?
The maximum SNAP benefit of $2,156 per month applies to larger households—specifically, those with 8 or more members. The average household, however, will see more modest but still meaningful increases.
Here’s a quick look at the maximum SNAP benefit amounts for different household sizes in the 48 contiguous states and D.C. (Alaska and Hawaii have separate, higher limits due to increased living costs):
| Household Size | Maximum Monthly SNAP Benefit (Oct. 2025) |
|---|---|
| 1 Person | $291 |
| 2 People | $535 |
| 3 People | $766 |
| 4 People | $973 |
| 5 People | $1,155 |
| 6 People | $1,386 |
| 7 People | $1,532 |
| 8 People | $1,751 |
| Each Additional | +$219 |
Note: These are federal maximums before any deductions or income-based calculations are applied.
How to Know If You’re Getting the Increase
If you are already enrolled in SNAP, you don’t need to take any action to receive the higher benefit. The increase will be automatically applied to your Electronic Benefit Transfer (EBT) card on your state’s usual SNAP distribution date. For example:
- California typically deposits benefits between the 1st and 10th of the month.
- Texas may spread payments across the first 15 days.
- Florida, Illinois, and New York follow their own staggered payment schedules.
It’s important to check your state’s EBT portal or call your local SNAP office for exact deposit dates if you’re unsure.
How the Increase Helps Families
For families struggling to keep up with rising food costs, this SNAP adjustment offers much-needed relief. The USDA estimates that the average monthly cost of groceries has risen by nearly 9% over the past year. Staples like eggs, milk, bread, and produce have all seen notable price hikes.
A single mother of three in Georgia, for instance, who used to receive around $740/month, may now receive closer to $973, depending on income and deductions. For many recipients, this increase helps:
- Avoid choosing between food and rent or utilities.
- Reduce trips to local food banks.
- Improve nutritional outcomes for children.
What You Can Buy with SNAP
SNAP benefits can be used to purchase a wide range of food items, including:
- Fresh fruits and vegetables
- Meat, poultry, and fish
- Dairy products
- Bread and cereals
- Snacks and non-alcoholic beverages
- Seeds and plants to grow food at home
However, SNAP benefits cannot be used to buy:
- Alcohol or tobacco
- Vitamins, supplements, or medicines
- Hot prepared meals (except in certain states under special waivers)
- Non-food household items (soap, paper products, pet food, etc.)
States Offering SNAP Restaurant Programs
Some states have opted into the SNAP Restaurant Meals Program (RMP), which allows elderly, disabled, and homeless individuals to use their benefits at approved fast-food restaurants. States like California, Arizona, and Michigan currently participate in RMP, with more expected to join due to rising homelessness and food insecurity.
Tips to Make the Most of Your SNAP Benefits
- Use Coupons and Store Loyalty Programs: These can be combined with SNAP to stretch your benefits further.
- Buy in Bulk: Purchasing larger quantities of items like rice, beans, and canned goods often saves money.
- Shop Farmer’s Markets: Many offer “Double Up Food Bucks” where $10 in SNAP benefits can get you $20 in produce.
- Plan Meals: Planning weekly meals around sales can reduce impulse buys and waste.
- Apply for Other Programs: If you qualify for SNAP, you may also qualify for WIC, energy assistance, or free school lunches.
What to Do If You’re Not Receiving SNAP Yet
If you think you may qualify but aren’t yet enrolled, visit Benefits.gov or your state’s SNAP website to complete an application. You’ll need:
- Proof of identity
- Proof of income
- Rent/mortgage and utility costs
- Household size and expenses
Once approved, most states issue EBT cards within 7–30 days, and you’ll begin receiving monthly payments.
Final Thoughts
This month’s confirmed SNAP increase—up to $2,156 for large households—is a crucial lifeline for millions of Americans facing food insecurity. Whether you live alone or support a growing family, this COLA update ensures your benefits better reflect today’s economic reality. Be sure to check your deposit schedule, monitor your EBT card, and make the most of every dollar. Help is here—and it’s already on the way to your card.
