As May draws to a close, the Social Security Administration (SSA) is preparing to issue its final round of monthly payments on Wednesday, May 28, 2025. This installment, averaging $1,999, is crucial for many retirees and disabled individuals relying on these funds. If your birthday falls between the 21st and 31st of any month and you began receiving benefits after April 30, 1997, this payment applies to you.
Who Is Scheduled to Receive the May 28 Payment?
According to the SSA’s payment schedule, beneficiaries born between the 21st and 31st of any month who started receiving Social Security retirement or Disability Insurance (SSDI) benefits after April 30, 1997, are slated to receive their monthly payment on May 28, 2025.
This group represents the third and final wave of May disbursements, following earlier payments on May 14 and May 21 for those with earlier birthdates.
Understanding the Average Payment Amount
While individual Social Security payments vary based on factors like earnings history and retirement age, the average monthly benefit for retirees is approximately $1,999. However, some recipients may receive higher amounts:
- Up to $2,831 for those who filed at age 62
- Up to $4,108 for those who filed at full retirement age
- Up to $5,108 for those who delayed filing until age 70
These figures underscore the importance of strategic retirement planning to maximize benefits.
Upcoming June 2025 Payment Schedule
Looking ahead, the SSA has outlined the following payment dates for June 2025:
- June 3: Beneficiaries who began receiving payments before May 1997 or those receiving both Social Security and Supplemental Security Income (SSI)
- June 11: Beneficiaries born between the 1st and 10th
- June 18: Beneficiaries born between the 11th and 20th
- June 25: Beneficiaries born between the 21st and 31st
It’s important to note that SSI recipients will receive their June payment on May 30, 2025, since June 1 falls on a weekend.
What to Do If Your Payment Is Delayed
The SSA advises beneficiaries to wait three mailing days after their scheduled payment date before contacting the agency about a missing payment. In the meantime, it’s recommended to check with your financial institution to ensure there are no issues on their end.
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This article was written by John Deluca. AI was used lightly for grammar and formatting, but the ideas, words, and edits are all mine.
