If you’re struggling to keep up with everyday expenses, there’s still time to apply for extra help. Residents across the U.S. may qualify for a monthly SSI payment worth up to $650 — and the application process is still open.
Who Can Qualify for the $650 SSI Benefit?
Supplemental Security Income (SSI) is a federal program that supports low-income individuals who are blind, disabled, or age 65 and older. According to the Social Security Administration (SSA), applicants must meet specific income and resource limits to be eligible for monthly payments.
To qualify, you must:
- Have limited income (under roughly $1,971/month for individuals in 2024)
- Own few assets (less than $2,000 for individuals or $3,000 for couples)
- Be a U.S. citizen or qualified non-citizen
- Live in one of the 50 states, D.C., or the Northern Mariana Islands
Some states also provide a state supplement, which could increase your check above the base federal payment — bringing the total up to $650 or more per month depending on where you live.
How to Apply Before It’s Too Late
The Social Security Administration encourages eligible individuals to apply as soon as possible to avoid missing any monthly payments. You can apply:
- Online at the SSA’s official site
- By phone at 1-800-772-1213 (TTY: 1-800-325-0778)
- In person at your local Social Security office
Officials recommend gathering key documents in advance, including your ID, proof of income, and information about your living situation.
If you’ve applied but haven’t received a decision, the SSA allows you to check the status of your application online.
What to Know About Monthly Payment Timing
SSI benefits are typically sent on the first of each month, unless that date falls on a weekend or federal holiday. For example, if the 1st falls on a Saturday, payments are sent the Friday before.
Once your application is approved, payments will be retroactive to the month after you applied. That means if you apply in May and are approved in June, your first check covers June’s payment.
Conclusion
With inflation still squeezing household budgets, the SSI program can offer a steady source of monthly relief. Don’t wait — applying now could help you secure an extra $650 or more each month.
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This article was written by John Deluca. AI was used lightly for grammar and formatting, but the ideas, words, and edits are all mine.
