As June begins, millions of SSDI recipients are preparing for their monthly payments—with a slight increase thanks to the 2025 cost-of-living adjustment (COLA). If you or a loved one receives SSDI benefits, here’s everything you need to know about payment dates, the new COLA, and how your monthly total is figured.
SSDI Payment Schedule for Early June 2025
The Social Security Administration (SSA) issues payments based on your birth date or the date you first qualified. If you’ve been receiving SSDI since before May 1997, or if your birthday falls early in the month, your check may already be on the way.
Here’s the full schedule for the first week of June:
| Group | Payment Date |
| SSI Recipients | June 1, 2025 (Sunday) |
| SSDI Before May 1997 | June 3, 2025 (Tuesday) |
| SSDI (Born 1st–10th of month) |
June 11, 2025 (Wednesday)
|
2.5% COLA Means Slight Boost for Recipients
In 2025, SSDI and other Social Security beneficiaries are receiving a 2.5% COLA increase, which helps adjust for inflation. This adjustment went into effect with January’s payments but remains consistent throughout the year—including in June.
That means your June SSDI payment will reflect the same boost, unless your eligibility status changed recently.
As reported by the Senior Citizens League, the 2.5% bump translates to an average monthly increase of $38 for disabled workers. Spouses and children of disabled workers also see modest gains.
How Your SSDI Monthly Amount Is Calculated
SSDI benefit amounts are not the same for everyone. They’re based on your average indexed monthly earnings (AIME) during the years you worked and paid Social Security taxes.
Here’s how it works:
- SSA uses your 35 highest-earning years to calculate your AIME.
- They apply a formula to determine your Primary Insurance Amount (PIA).
- Cost-of-living adjustments like the 2.5% increase are added on top of this base amount each year.
Final Reminder for June Recipients
If you haven’t received your SSDI payment by June 13, the SSA recommends waiting three business days before contacting them. Make sure your direct deposit details are up-to-date to avoid delays.
Stay informed and follow us for more Social Security updates throughout June and beyond.
This article was written by John Deluca. AI was used lightly for grammar and formatting, but the ideas, words, and edits are all mine.
