Millions of Americans could see a financial boost in the coming weeks as a new round of stimulus checks, valued at $1,702, is set to hit bank accounts. The Internal Revenue Service (IRS), in collaboration with state agencies, is preparing to roll out these payments as part of an ongoing effort to support households impacted by inflation, high living costs, and economic slowdowns in certain regions.
Whether you’re a retiree on a fixed income, a working family living paycheck to paycheck, or someone receiving government assistance, you might be eligible for this much-needed relief. But how do you know if you qualify—and what steps should you take to claim your money? Here’s everything you need to know.
Why Another Stimulus Check?
While federal pandemic-era stimulus programs ended in 2021, some states and local governments have continued issuing targeted financial aid using surplus federal funds and local budget allocations. The $1,702 checks are part of this continued effort, designed to offer relief to those still struggling with lingering economic pressures.
State-specific rebate programs, cost-of-living adjustments (COLAs), and economic surplus distributions are fueling this wave of payments. The exact amount and timeline may vary depending on your location and eligibility status.
Who Is Eligible for the $1,702 Check?
Eligibility will depend on multiple factors, including income level, residency status, tax filing history, and whether you receive other government benefits.
Here’s a simplified breakdown of general eligibility criteria:
| Eligibility Criteria | Requirement |
|---|---|
| Income Limit | Adjusted gross income (AGI) under $75,000 (single) or $150,000 (married/joint) |
| Residency | Must be a resident of a participating state or city |
| Tax Filing | Must have filed a 2023 state/federal tax return |
| Benefit Participation | Receiving Social Security, SSI, SSDI, or SNAP may qualify you automatically |
| Age Requirement | Some states require recipients to be 18+, others focus on seniors |
If you’re unsure about your state’s participation, check your state’s Department of Revenue or Benefits Office website for updates.
How and When Payments Will Be Issued
The payments are expected to begin as early as May 20, 2025, depending on your state’s processing schedule. Most recipients will receive the $1,702 directly via direct deposit, while others may get a paper check or prepaid debit card in the mail.
States like California, New York, Texas, and Illinois are among those preparing to distribute the payments in phases. For Social Security beneficiaries, the IRS may coordinate with the Social Security Administration (SSA) to deposit funds automatically—no further action required in many cases.
How to Claim Your $1,702 Stimulus Check
If you meet the basic eligibility but haven’t received a check by the end of May, follow these steps to ensure your payment gets processed:
- File Your 2023 Tax Return
If you haven’t filed yet, do so immediately. The IRS uses your latest tax data to determine eligibility and payment amount. - Update Direct Deposit Information
Log in to the IRS portal or your state’s benefits portal to confirm or update your bank details. - Check State Program Pages
Each state may have a specific application or claim form—especially if you’re applying under a low-income or senior citizen program. - Call or Visit a Local Assistance Center
If you’re unsure how to claim or believe you’re being overlooked, contact your local tax office, SSA, or public assistance office. - Watch for Mail Notices
Some recipients will be notified by mail if more documentation or verification is needed.
Special Cases: Retirees and Benefit Recipients
Those receiving Social Security, SSI, SSDI, or VA benefits may automatically qualify for the $1,702 stimulus if their 2023 income falls below the state threshold. If you haven’t filed taxes because your income is non-taxable, you may still be eligible and should complete a simplified claim form provided by the IRS or your state.
States Most Likely to Participate
The following states have active or pending legislation related to economic relief checks in 2025:
- California – Golden State Stimulus III expected to include $1,702 payments for qualifying households.
- Illinois – State surplus has paved the way for a second Family Relief Plan.
- New Mexico – Offering one-time rebates for residents earning below $75,000.
- Maine – Relief checks for heating assistance and inflation-related support.
- Georgia – Budget surplus used for taxpayer rebates of up to $1,702.
Always verify your state’s participation before relying on any expected payment.
What If You Don’t Receive the Check?
If you believe you qualify but haven’t received your stimulus by June 15, 2025, take these steps:
- Visit the IRS Get My Payment tool
- Check your state’s relief program page for any delays or updates
- Contact the IRS or state tax agency for a payment trace
- Watch for scam alerts—never provide personal info to unsolicited emails or texts claiming to offer stimulus assistance
Final Thoughts
The new $1,702 stimulus checks come as a welcome relief for many Americans battling economic uncertainty, rising rent, healthcare costs, and food inflation. While not everyone will qualify, those who do should make sure their information is up to date and file their taxes to avoid missing out. Keep an eye on official state channels for any changes in eligibility or claim instructions—and avoid scams by relying only on verified sources.
In uncertain times, every bit of help matters. If you or someone you know could benefit from this program, now is the time to act.
